Mini Insured Warranty

[Skyedriver]

Anyone taken it out?

Would cost my wife around £292 or £350 inc Roadside but we have the AA for that.
At first glance it seems OK covering gearbox, engine internals, turbo etc but doesn't cover any brake items, clutch etc.

17 plate Cooper - 3 cylinder turbo - only 9000 miles currently, insurance is always a gamble and the insurance companies wouldn't do it if they were making money but a worthwhile buy or gamble or is the car going to be reliable? Replacing a turbo would be more than £350.

And what are they like for paying out?

Interested to hear the views of anyone who's bought it

thanks

[Skyedriver]

thanks Zato
Sounds like you had a baddun
With wifes car only on around 9500 miles is it safe to risk not having it?
A blown turbo would cost more than the annual charge. Think we'll risk it and put the premium in the theoretical tea pot