Experian "Credit Matcher" Pre-Approval

[romeogolf]

For the first time I've been declined for a credit card. I assume it's because we recently completed on a house, but I've no idea. Looking at my Experian/Noddle/Clear Score accounts everything is 'in order' and my ratings are in the "Good/Excellent" sections on all.

Experian offers a pre-approval service where they guarantee you'll be accepted. Is this worthwhile?

Have ordered a £2 statutory report from Experian as well to ensure everything is right.