Putting in an offer on a new house

Putting in an offer on a new house

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Discussion

montecristo

Original Poster:

1,044 posts

178 months

Friday 21st July 2017
quotequote all
I want to make an offer on a house, and the estate agent says they need to know my solicitor and lender because HMRC needs that.

That sounds a bit much at this stage (after an offer is agreed, that would be fair enough).

Why do they really want it - is it just to see if I am serious (so, it's optional), do they contact those people to assess my position or is it really a legal requirement? I have both in place, I just wonder what they want the information for.

montecristo

Original Poster:

1,044 posts

178 months

Saturday 22nd July 2017
quotequote all
It doesn't prove anything though unless they contact those people, and particularly the lender to know much my mortgage is. Which I would have thought the lender wouldn't tell them, so I can just name any lender I like. It's not like people go round making offers on houses just for a laugh.