991.2 GTS Windscreen Replacement Frustration
Discussion
Hi there,
Bit of a rant coming, but last night someone changed lanes on the motorway in front of me, resulting in a tiny stone chipping the windscreen of my 2017 991.2 GTS, which by the time I reached home developed into a 2ft crack.
This morning I am looking at options of making a windscreen claim on my insurance (via Admiral) but after several frustrated conversations about their use of the terms "MAY affect your policy at the time of renewal" and asking them to clarify will it affect the price or not and their clarification of the difference between "NCD" and "Premium" I can surmise that they finally did confirm that a Windscreen Claim DOES have a weighting in the calculation of the next insurance Premium (in other words it will increase) however you can keep your No Claims Bonus (which give you the same amount of discount, but on a higher premium) so in other words, I will be paying more next year. This was confirmed when running two identical insurance quotes, one with a Windscreen Claim and one without a Windscreen Claim, and the difference was about £300 - if that stays true over the next few years, then i'm paying for the Windscreen anyway.
Then there is a separate question over the Glass that is used but Autoglass IF I went through the Insurance Route. My car is still in Warranty, and according to Porsche if I want to extend this next year, the Glass must be an OM part understandably. So Admiral will only allow AutoGlass to do the job, not the Porsche Centre as I have asked, but cannot guarantee an OM Windscreen will be used - and if I insist on this there will be additional cost above the excess. If I take the car to the Porsche Centre, Admiral will only contribute £50 to the job and by the look of it my Premium will increase anyway due to the "weighting" of a Windscreen Claim
I called my Porsche Centre and they have quote me £1,200 to replace the screen and i'm close to just paying for it myself, at least I will know its an OM Part, keeps the car in Warranty spec and know the job will be done as per Porsche's instructions.
I feel in a bit of a catch 22, and to be honest feel like my so called Windscreen Cover is worth diddly squat...
Anyone else have any experience of this situation?
Bit of a rant coming, but last night someone changed lanes on the motorway in front of me, resulting in a tiny stone chipping the windscreen of my 2017 991.2 GTS, which by the time I reached home developed into a 2ft crack.
This morning I am looking at options of making a windscreen claim on my insurance (via Admiral) but after several frustrated conversations about their use of the terms "MAY affect your policy at the time of renewal" and asking them to clarify will it affect the price or not and their clarification of the difference between "NCD" and "Premium" I can surmise that they finally did confirm that a Windscreen Claim DOES have a weighting in the calculation of the next insurance Premium (in other words it will increase) however you can keep your No Claims Bonus (which give you the same amount of discount, but on a higher premium) so in other words, I will be paying more next year. This was confirmed when running two identical insurance quotes, one with a Windscreen Claim and one without a Windscreen Claim, and the difference was about £300 - if that stays true over the next few years, then i'm paying for the Windscreen anyway.
Then there is a separate question over the Glass that is used but Autoglass IF I went through the Insurance Route. My car is still in Warranty, and according to Porsche if I want to extend this next year, the Glass must be an OM part understandably. So Admiral will only allow AutoGlass to do the job, not the Porsche Centre as I have asked, but cannot guarantee an OM Windscreen will be used - and if I insist on this there will be additional cost above the excess. If I take the car to the Porsche Centre, Admiral will only contribute £50 to the job and by the look of it my Premium will increase anyway due to the "weighting" of a Windscreen Claim
I called my Porsche Centre and they have quote me £1,200 to replace the screen and i'm close to just paying for it myself, at least I will know its an OM Part, keeps the car in Warranty spec and know the job will be done as per Porsche's instructions.
I feel in a bit of a catch 22, and to be honest feel like my so called Windscreen Cover is worth diddly squat...
Anyone else have any experience of this situation?
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